Norwegian accounting for small businesses.

Macct is a complete Norwegian accounting system for small businesses, sole proprietorships and freelancers. Flat price, everything included, no lock-in.

Vouchers, invoicing, VAT, payroll, time tracking, reports, tax return and annual accounts — in one system, submitted directly to Altinn and the Norwegian Tax Administration. The goal is not to be the biggest, but to cover what small businesses actually need, without unnecessary complexity.

Macct improves continuously — every change is tested in a dedicated test environment, reviewed by a human and guarded by over 1,500 automated tests before it goes live. Read how.

Why choose Macct?

An accounting system should be simple to understand and safe to use.

The whole story: what the machine does, what the AI does — and what runs at night →

Features

The essentials for keeping books to the Norwegian standard, without unnecessary extras.

• Double-entry bookkeeping (NS 4102, 260+ accounts)
• Automatic VAT calculation and bimonthly settlement
• Invoicing with EHF/Peppol export
• Customer and supplier sub-ledgers
• Payroll with A-melding and holiday pay
• Bank integration (see dedicated section)
• Receipt OCR — mobile or desktop
• AI-assisted account posting — the system suggests, you approve
• Tax return, annual accounts, VAT return, a-melding and the shareholder register statement directly to Altinn and the Tax Administration via a system user
• Multi-currency (12 currencies, daily rates from Norges Bank)
• SAF-T v1.30 export
• Full reporting suite (trial balance, income statement, balance sheet, general ledger)
• Fixed assets with automatic declining-balance depreciation (Tax Act § 14-41)
• Firm feature for accounting firms: client overview with tasks and deadlines, employee roles and one-click switching between clients
• Time tracking for employees: separate employee login (/min), weekly timesheets with approval, absence self-service and transfer of approved hours to payroll and invoicing
• Document intake by e-mail: every company gets its own intake address, and forwarded invoices and receipts are interpreted and queued for approval in the Inbox

A detailed overview of which laws, standards and controls the system enforces is available under Regulations.

Bank integration

Bank statements into Macct without manual entry.

File upload or e-mail (CSV or PDF)

You upload bank statements from your online banking as CSV or PDF — or forward the file to your company's own document address by e-mail, where Macct recognises that it is a bank statement and routes it to reconciliation rather than the voucher queue. Macct recognises formats from most Norwegian banks (Sparebank 1, Nordea, Sbanken, DNB) and several international ones (Wise, Revolut, Danske Bank, Stripe). Direct bank connection (PSD2) is available as an add-on.

Suggestions and bank rules

Each transaction gets an automatic account suggestion based on text, amount and your own bank rules. You confirm with one click — Macct learns from your choices and the suggestions improve over time. Nothing is posted without your approval first.

Multi-currency and exchange differences

Payments in euro, dollar and 10 other currencies are converted using current rates from Norges Bank. When a customer pays an invoice at a different rate than it was originally posted, Macct calculates the realised exchange difference and posts it automatically to the correct gain/loss account.

Direct connection (Open Banking) — add-on service

PSD2/Open Banking integration via Neonomics (neonomics.io) provides a direct bank connection with automatic, continuous fetching of transactions. It is offered as an add-on because PSD2 providers charge high fixed costs — customers who don't need it shouldn't have to pay for it. Regular file import (CSV/PDF) is included in the base price and is enough for most small businesses.

Pricing

• Flat price — every feature included. One version, no add-ons.
• Only for the months you use it. No activity in a month = no invoice.
• 30-day free trial for new users.
• No lock-in — cancel any time.
• Paid in advance via Vipps.

By comparison, Fiken and Tripletex typically run NOK 3,000–7,000 per year on forced annual subscriptions.

Who Macct is for

Macct is built for small businesses.

You are probably in the target audience if you run:

• A sole proprietorship (ENK) — tradesperson, therapist, photographer, consultant.
• A small limited company (AS) — shop, café, online store or consulting firm with a handful of employees.
• A freelance or consulting business — invoicing customers in Norway and abroad.
• A business as a foreign founder operating in Norway who wants an English-language interface — Macct is fully available in English.

Bookkeepers and auditors are welcome too. The detailed regulation overview is written to be verifiable on review.

Who Macct isn't for

We're upfront about where Macct isn't the right choice.

• Large companies and groups — no consolidation, IFRS reporting or full note system for large entities.
• Companies with advanced inventory or project accounting — Macct supports simple cost-center/project tagging, but not full WIP, inventory movements or production accounting.
• Businesses with complex integrations — for example ERP couplings, EDI or custom POS systems requiring bespoke data flows.
• Large accounting firms — Macct has a firm feature with client overview, roles and one-click client switching, but as yet no consolidated client billing or firm-level bulk operations.
• Businesses requiring a certified vendor (ISO 27001, SOC 2) — sector-regulated entities or listed companies that need to document external security certification.

Technical platform

Macct is operated in the EU/EEA with daily backups and full data ownership for you as a customer. The details:

• Operations and storage: All customer and accounting data is stored in the EU/EEA with professional providers. Daily backups. GDPR applies.
• Security: Encrypted transmission (HTTPS) everywhere, passwords are never stored in plain text, full isolation between companies, defence against common attacks and brute force, traceable audit log, daily reconciliation checks. Macct does not have external security certification (ISO 27001 / SOC 2).
• Integrations: Altinn 3 (VAT return, tax return with business specification, A-melding), the Norwegian Tax Administration, Brreg (company validation; role check advisory), Norges Bank (exchange rates), receipt OCR and AI-assisted posting (with a rule-based fallback when the AI service does not respond). PSD2/Open Banking via Neonomics is offered as an add-on for direct bank connections; regular bank import (CSV/PDF) is included.
• Data ownership: You own your data and can export it at any time — as SAF-T, Excel and PDF. On cancellation you take everything with you.

For auditors or bookkeepers who want to verify the details: see Regulations for lists of the laws, standards and checks Macct enforces.

Regulations

For auditors, bookkeepers, or anyone else who wants to verify what the system actually enforces: we have a detailed overview of every Norwegian law, standard and control Macct implements.

Open the detailed rules overview →

Covers the Bookkeeping Act, the Accounting Act, NRS 8, the Tax Act, the VAT Act, NS 4102, multi-currency handling, traceability and immutability.

Contact

Questions, feedback or bug reports: firmapost@macct.no

Macct is developed by Malloc AS, company number 981 893 557. Data stored in the EU/EEA. Terms of service.